Washington Trust Valuation

WASH Stock  USD 35.37  0.26  0.74%   
At this time, the company appears to be fairly valued. Washington Trust Bancorp maintains a prevalent Real Value of $35.47 per share. The last-minute price of the company is $35.37. Our model calculates the value of Washington Trust Bancorp from examining the company fundamentals such as Profit Margin of 0.24 %, return on asset of 0.0077, and Current Valuation of 1.27 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Washington Trust's valuation include:
Price Book
1.2592
Enterprise Value
1.3 B
Price Sales
3.0624
Forward PE
10.395
Trailing PE
13.0517
Fairly Valued
Today
35.37
Please note that Washington Trust's price fluctuation is very steady at this time. Calculation of the real value of Washington Trust Bancorp is based on 3 months time horizon. Increasing Washington Trust's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Washington Trust is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Washington Stock. However, Washington Trust's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  35.37 Real  35.47 Target  35.0 Hype  23.51 Naive  33.17
The intrinsic value of Washington Trust's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Washington Trust's stock price.
35.47
Real Value
37.72
Upside
Estimating the potential upside or downside of Washington Trust Bancorp helps investors to forecast how Washington stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Washington Trust more accurately as focusing exclusively on Washington Trust's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
0.730.710.78
Details
Hype
Prediction
LowEstimatedHigh
21.2623.5138.91
Details
Potential
Annual Dividend
LowForecastedHigh
1.651.872.09
Details
4 Analysts
Consensus
LowTarget PriceHigh
31.8535.0038.85
Details
When choosing an evaluation method for Washington Trust Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Washington Trust Cash

28.01 Million

Washington Revenue by Product

Washington Trust Total Value Analysis

Washington Trust Bancorp is at this time projected to have valuation of 1.27 B with market capitalization of 673.27 M, debt of 726.13 M, and cash on hands of 130.07 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Washington Trust fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
1.27 B
673.27 M
726.13 M
130.07 M

Washington Trust Investor Information

About 69.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.26. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Washington Trust Bancorp last dividend was issued on the 2nd of January 2026. The entity had 3:2 split on the 4th of August 1998. Based on the key indicators related to Washington Trust's liquidity, profitability, solvency, and operating efficiency, Washington Trust Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Total Cash From Operating Activities35.9 M66.3 M
Way Down
Slightly volatile

Washington Trust Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Washington signifies not a very effective usage of assets in February.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Washington Trust Profitability Analysis

Based on Washington Trust's profitability indicators, Washington Trust Bancorp is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in March. Profitability indicators assess Washington Trust's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1988-03-31
Previous Quarter
10.8 M
Current Value
16 M
Quarterly Volatility
7.9 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
As of now, Washington Trust's Gross Profit is increasing as compared to previous years. The Washington Trust's current Pretax Profit Margin is estimated to increase to 0.18, while Net Profit Margin is projected to decrease to 0.13.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.510.5431
Notably Down
Slightly volatile
For Washington Trust profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Washington Trust Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Washington Trust utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Washington Trust's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Washington Trust over time as well as its relative position and ranking within its peers.

Washington Trust Earnings per Share Projection vs Actual

By analyzing Washington Trust's earnings estimates, investors can diagnose different trends across Washington Trust's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Washington Trust Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Washington Trust is projected to generate 0.706 in earnings per share on the 31st of March 2026. Washington Trust earnings estimates show analyst consensus about projected Washington Trust EPS (Earning Per Share). It derives the highest and the lowest estimates based on Washington Trust's historical volatility. Many public companies, such as Washington Trust, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Washington Trust Ownership Allocation

Washington Trust Bancorp retains a total of 19.04 Million outstanding shares. Over half of Washington Trust's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.

Washington Trust Profitability Analysis

The company reported the previous year's revenue of 391.82 M. Net Loss for the year was (28.06 M) with profit before overhead, payroll, taxes, and interest of 219.85 M.

Washington Trust Past Distributions to stockholders

About Washington Trust Valuation

An absolute valuation paradigm, as applied to Washington Stock, attempts to find the value of Washington Trust Bancorp based on its fundamental and basic technical indicators. By analyzing Washington Trust's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Washington Trust's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Washington Trust. We calculate exposure to Washington Trust's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Washington Trust's related companies.
Last ReportedProjected for Next Year
Gross Profit110.6 M113.4 M
Pretax Profit Margin 0.18  0.18 
Operating Profit Margin 0.18  0.18 
Net Profit Margin 0.14  0.13 
Gross Profit Margin 0.54  0.51 

Washington Trust Quarterly Retained Earnings

442.74 Million

Washington Trust's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Washington Trust's value is low or high relative to the company's performance and growth projections. Determining the market value of Washington Trust can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Washington Trust represents a small ownership stake in the entity. As a stockholder of Washington, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Washington Trust Dividends Analysis For Valuation

As of now, Washington Trust's Dividends Paid is increasing as compared to previous years. The Washington Trust's current Dividend Yield is estimated to increase to 0.08, while Dividend Payout Ratio is projected to decrease to 0.59. . As of now, Washington Trust's Retained Earnings are increasing as compared to previous years. The Washington Trust's current Price Earnings Ratio is estimated to increase to 15.39, while Retained Earnings Total Equity is projected to decrease to under 356.9 M.
Last ReportedProjected for Next Year
Dividends Paid44.2 M46.4 M
Dividend Yield 0.08  0.08 
Dividend Payout Ratio 0.82  0.59 
Dividend Paid And Capex Coverage Ratio 1.56  2.27 
There are various types of dividends Washington Trust can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Washington shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Washington Trust Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Washington pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Washington Trust by the value of the dividends paid out.

Washington Trust Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding19.3 M
Quarterly Earnings Growth Y O Y-0.125
Forward Price Earnings10.395

Washington Trust Current Valuation Indicators

Valuation refers to the process of determining the present value of Washington Trust Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Washington we look at many different elements of the entity such as Washington's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Washington Trust, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Washington Trust's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Washington Trust's worth.

Complementary Tools for Washington Stock analysis

When running Washington Trust's price analysis, check to measure Washington Trust's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Washington Trust is operating at the current time. Most of Washington Trust's value examination focuses on studying past and present price action to predict the probability of Washington Trust's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Washington Trust's price. Additionally, you may evaluate how the addition of Washington Trust to your portfolios can decrease your overall portfolio volatility.
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